Over 95% of disease conditions that afflict us are covered by the NHIS.

- Out Patient Services
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General and specialist Consultations reviews
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General and specialist diagnostic testing including, laboratory investigation, X-rays, Ultrasound scanning
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Medicines on the NHIS Medicines list
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Surgical Operation such as Hernia repair
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Physiotherapy
- In Patient Service
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General and specialist in patient care
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Diagnostic tests
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Medication-prescribed medicines on the NHIS medicines list, blood and blood products
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Surgical operations
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In patient physiotherapy
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Accommodation in the general ward
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Feeding (where available)
- Oral Health
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Pain relief (tooth extraction, temporary incision and drainage)
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Dental restoration (simple amalgam filling, temporary dressing)

- Maternity Care
- Emergencies
These refer to crises in health situations that demand urgent attention such as:
EXCLUSION LIST.
The following health procedures are excluded from the NHIS Benefits List:
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Appliance and Prostheses including Optical aids, Heart aids, Orthopaedic aids, dentures etc.
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Cosmetic surgeries and aesthetic treatment
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HIV Retroviral drugs
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Assisted Reproduction (e.g. Artificial Insemination) and gynecological hormone replacement therapy.
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Echocardiography
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Photography
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Angiography
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Dialysis for chronic renal failure
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Organ transplantation
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All drugs that are not listed on the NHIS list
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Heart and Brain Surgery other than those resulting form accidents
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Cancer treatment other than breast and cervical
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Mortuary Services
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Diagnosis and treatment abroad
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Medical examinations for purposes other than treatment in accredited health facilities (e.g. Visa application, Education, Institutional, Driving license etc)
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VIP ward (Accommodation)