The National Health Insurance Authority, the Regulator of Private Health Insurance Schemes in Ghana under the National Health Insurance Act, 2012 (Act 852), wishes to inform the General Public and all Healthcare Service Providers that apart from the under listed Licensed Schemes, any other Institution, Firm, Company, or Individual(s) purporting to offer health insurance services is unlicensed and in violation of Section 63 of the National Health Insurance Act, 2012 (Act 852).

Any person who transacts business with a Private Health Insurance Scheme other than those licensed in line with the above law, does so at their own peril. LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES

S/N	NAME OF SCHEME	CONTACT ADDRESS
1	Acacia Health Insurance Limited	No. 5 Asoye Lane, East Legon.
2	Apex Health Insurance Limited	Suite 102, Zion House, No. 7 Nii Yemoh Avenue, OIC Road Shiashie- East Legon- Accra
3	Cosmopolitan Health Insurance Limited	House Number E658, Pawpaw Street East Legon – Accra
4	Empire Health Insurance Limited	House No. B29, Abofum Street Near Adenta Municipal Assembly Adenta- Accra
5	GLICO Healthcare Limited	No. 3 Aviation Road, Adjacent Ghana Home Loans, Airport-Accra
6	Kaiser Global Health Limited	No. 10 Swaniker Street, Abelenkpe - Accra.
7	Liberty Medical Health Scheme Limited	Debrah House, Plot No. L1/5A 8,9 Adjacent Gyawu Towers Tema Motorway Roundabout, Tema
8	Metropolitan Health Insurance Ghana Limited	Metropolitan House, 8 Tabon Link North Ridge Crescent, North Ridge, Accra
9	NMH Nationwide Medical Health Insurance Scheme Limited	Premium Place, No. 25 Osu Avenue Road, Ako Adjei Interchange, Accra
10	Premier Health Insurance Company Limited	48 Cocoa Street, Teshie Nungua Estates
11	Universal Health Insurance Limited	House No. A1 Lovely Tanker Yard Tema Community 25, Tema
12	Vitality Health Systems Limited	Cidan House, A150 Commercial Center, Community 11,Tema
13	Phoenix Health Insurance	C1034/4, 7th Avenue, North Ridge Accra
14	Ace Medical Insurance	Suite B903, The Octagon, Barnes Road Accra

These licences are valid from 1st January, 2016 to 31st December, 2017

• To be able to operate legally, a Private Health Insurance Scheme must possess valid operational licence issued by the National Health Insurance Authority.
• A healthcare facility transacting business with Private Health Insurance Scheme shall be a credentialed facility of the National Health Insurance Authority.
• A person desiring to enroll with a Private Health Insurance Scheme shall first enroll as a member of the National Health Insurance Scheme.
• A contract of insurance for the provision of healthcare services entered into between a person and a Private Health Insurance Scheme is a private contract governed by the laws of contract of the country.